industry. Lenders are ramping up their operations to better provide online loan sourcing directly to borrowers. We saw a similar thing in the travel industry over the past years. The travel agents that have survived, and even thrived, are the ones who effectively established niches within the industry. It is my belief that the same will be true for mortgage brokers. Plain vanilla loans can be easily processed in an assembly line fashion which easily translates to the world of the novice and a web browser. Niche lending, on the other hand, tends to be a hand-crafting of sorts, and cannot be easily automated. Look at private money. There are no absolute rules. Many factors must be considered in making a decision and frequently those factors are intangible. Ultimately a high degree of thought work and common sense is involved. Private money will always be a people process. So if you tell me, "I am not interested in private money because I don't do unusual loans," I say to you, "You might want to reconsider." As a mortgage broker bringing A transaction, how do they get paid? It is simple. The broker brings the lender a borrower. The lender prices the loan to them. (Think of yourself as a wholesale buyer.) You price the loan to your client, adding your fees as appropriate. You stay involved in the loan (or not) as you choose, and prior to closing, you submit a fee demand to escrow and receive a check directly from the title company. How do I go about doing a private money loan? Go to one of these providers and call a representative: www.rocklandcommercial.com, www.californiaprivatemoneyloan.com, and www.interestratepolice.com There are basically four steps. First, run the concept by them. You may call and discuss the loan with them, or you may e-mail a summary, or you may use our online loan submission engine, which will walk you through the process. If they like the project concept and feel that the numbers are acceptable, they proceed to the next step. They review a complete loan packet. They ask that this be sent via overnight mail or delivered to the office (fax copy is not acceptable). If all this checks out, They ask the borrower for a deposit (generally $500). This should be in the form of a cashier's check or money order. They provide a conditional loan commitment letter at this time. If the property checks out, They draw up the documents and close the loan through escrow. Is the deposit check refundable? If they close the loan through escrow, the deposit
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Linda Lay Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Linda Lay Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
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Linda Lay Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Linda Lay Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Linda Lay Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Linda Lay Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Linda Lay Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Linda Lay Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Linda Lay Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs.
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