a condition of taking the loan, this should also be included in the APR. The typical APR is ... Keywords: finance,debt consolidation,secured loans,unsecured loans,mortgages,remortgages,bad credit,advice Article Body: A 1. Account holder The person who has a personal loan account. 2. Advance The mortgage loan itself is called the advance. 3. APR (Annual Percentage Rate) An interest rate designed to show you the total annual cost of getting credit. It should include all the interest and charges payable by you as a condition of taking the loan. Where taking Payment Protection Insurance is a condition of taking the loan, this should also be included in the APR. The typical APR is the APR that 66% of customers applying for the providers credit card can expect to get. 4. Applicant You become an applicant when you complete and submit an application form for a personal loan. 5. Applied or nominal interest rate The rate used to calculate the interest due on your mortgage. 6. Arrangement fee The fee payable to the loan provider by you (the applicant) to open the account. 7. Arrears Mortgage payments which have not been paid and are overdue. B 1. Bank of England base rate The Bank of England sets or reviews their interest rate on a monthly basis and this is the main factor influencing interest rates charged by mortgage and other lenders. 2. Buildings insurance Covers your actual building(bricks and mortar) and is usually required as soon as you exchange contracts on your house. C 1. Capital The amount you owe excluding costs and any interest outstanding. 2. Capital and interest mortgage This is when your monthly payments go to pay off the outstanding mortgage in addition to the interest on the mortgage. At the end of the term you will have no more to pay. Also called a repayment mortgage. 3. Capped rate This is a mortgage where a maximum interest rate is agreed which the rate cannot go above. This deal lasts for a set period of months or years. Should the variable rate go below the maximum, the pay rate falls with it. 4. Cashback An amount, either fixed or a percentage of a mortgage, which you can opt to receive when you complete your mortgage. The lender will likely claw back this money through a higher interest rate. 5. Charge-off The removal of an account from a loan provider's books. When an account is charged off, the loan provider absorbs the outstanding balance as a loss. Charge-off is also referred to as Write-off. 6. Closing administration charge A final charge
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
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Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Eris Vespera Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs.
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